Let me help you every step of the way.
When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
When I represent a client, I help him/her make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if they undertook this challenge on their own. I will help you prepare so that sellers perceive you as a preferred educated Buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
I keep current on the homes on the market and I know neighborhood values well...that's the benefit of working with a local Realtor like me! With logic and proof, I can help you determine which properties are fairly-priced and in good condition before you start your search. I consider your time as valuable as my own and I understand that this will be your biggest financial investment. I'm here to help you.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?
Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves." There's a BIG difference. This exercise may save you money in the long run.
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for her clients.
I Will Find The Right Homes For You
Once you've been pre-approved by the bank and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. As a Realtor, I have access to listings before the general public does.
I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.
If you're a visual kind of person and the Internet just isn't enough for you, have a look at the many homes displayed in our 2 Kiosks (Haney Place Mall and Valley Fair Mall), AND in our office on 224th Street. Our Royal LePage REALSCOPE picture boards demonstrate the full value of the properties we sell. This is an exclusive service provided only by Royal LePage, keeping you, the Buyer, in mind. Visit my office website if you want to see who exactly you are hiring to represent you as a company: http://www.royallepage.ca/brookside
I Will Help You Every Step Of The Way
I will help you complete your financing and inspections, and close on the transaction. If this your very first purchase of real estate, congratulations! I was a first time Buyer once too, before I was a Realtor, and I understand your fears and your excitement.
If you're a seasoned Buyer, I'll look forward to explaining how the process of buying has evolved legally and financially since you last purchased. Either way, my top priority in representing you in your first or your tenth purchase, is to make the experience as pleasant, educated, and cost-efficient as possible. I look forward to working with you! |